There are many ways we can build our credit. One of the easiest ways to build your credit would be with credit cards. Using credit cards for your everyday purchases is the best way to build credit. To have good credit, use your cards regularly and on your small...
There are 2 types of inquiries. One is a soft inquiry, and the other is a hard inquiry. You will see both types in your credit reports. Hard inquiries are also known as hard credit checks. These types of inquiries will happen when you apply for credit and the...
People wonder how they can raise their credit score to be able to buy a new car, buy a new home, or even get a credit card. There are many things that are important if we want to raise our score, but where do we start? The first step is to know where you stand and...
At first, companies would have to look at all credit activity from the individual to determine whether they believed that an individual was credit worthy or not. It took a lot of time and effort and was often subjective. To reduce the time and effort, and to reduce...
Why is having Excellent Credit so important? Credit, especially good credit, is especially important. It affects every major buying decision. Good credit can help you get an excellent rate on a credit card, car loan or home mortgage. It can also help you when it comes...
What is the difference with Debt Settlement and Debt Consolidation Although many individuals think that debt settlement and debt consolidation are one and the same, they are not. They are two different forms of financial help. And both can help individuals that are...