Can Child Support affect my credit score?

Yes. Social Services send credit bureaus a list of parents who are more than $1,000 behind in their child support payments. The debt will then be reported as long as the payments remain unpaid.

Balances that are unpaid for 180 days (six months) will then appear as a collection account on your credit reports. Thus, limiting or denying your ability to apply and be approved for credit with banks, lenders and other creditors. If you are able to get approved for credit, you will be paying high interest rates.

In order to prevent this situation from happening, we recommend you to make all your payments on time. If you fall behind, do your best to pay back the amount overdue before it starts reporting negatively on your credit reports and impacting your score.

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