How to rebuild your credit after a Bankruptcy

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Rebuilding your credit after a bankruptcy takes time, but it also takes effort.

With just a little bit of strategy, you can create a comprehensive action plan to build a positive payment history and get that credit score up. Then when you need financing help, you’ll be ready with a strong application that proves you are indeed creditworthy.

Creditors want to see that you are now making an effort to pay your bills on time and that you are managing your debt better. By making responsible choices every day after your bankruptcy, you’ll slowly rebuild your credit and your reputation as a trustworthy borrower.

Dispute a bankruptcy on your credit report it’s tricky, but it’s not impossible. Plus, it’s a hugely effective way to accelerate the credit repair process.

However, it’s incredibly difficult to accomplish if you try to do it on your own. To have the best chance at success, consider talking to a credit repair company to find out if you have a convincing case.

A reputable credit repair firm has the experience and knowledge to help you dispute any negative item on your credit report. You may be able to get the bankruptcy completely deleted well ahead of schedule and get accounts included in bankruptcy, like charge-offs and collections, removed as well.

One of the quickest and best ways to rebuild your credit after bankruptcy is with a secured credit card. That may seem counterintuitive since you don’t want to spiral into more debt, but a positive payment history is the most important component of your credit score.

Avoid past mistakes as some people end up filing for bankruptcy because of excessive spending outside their means. But others find themselves in major financial trouble because of circumstances well beyond their control, from job loss to medical emergencies.

Whatever your reason may be for reaching the point of bankruptcy, you need to come up with a plan to prevent it from happening again in the future.

We can definitely help each and EVERY situation, please give us a call at 844-FIX-URCR or to schedule your FREE consultation!

*Individual results may vary. Please call for more details and to discuss your own individual situation.