Why is good credit important?

Why is good credit important?

Credit, especially good credit, is very important. It affects almost every major buying decision. Good credit can help you get a good rate on a credit card, car loan or home mortgage. It can also help you when it comes time to sign an apartment lease agreement or...
Difference between credit bureaus

Difference between credit bureaus

Why are my credit score different between credit bureaus?   When credit reports were first developed, they were mostly listings of each individual consumer’s credit activity. Since that information required substantial analysis, and was often subjective, the...
Debt settlement VS Debt consolidation

Debt settlement VS Debt consolidation

Debt Settlement VS Debt Consolidation Debt settlement and debt consolidation are two forms of financial help for people struggling with more debt than they can repay. The two terms are often used interchangeably, which leads to a great deal of confusion on the part of...
Understand your credit card statement

Understand your credit card statement

Can you read and understand your credit card statement? Credit card issuers have a legal requirement to send your monthly credit card statement at least 21 days before your minimum payment due date. Billing statement usually consist of one or two pages containing all...
You should start now!

You should start now!

Have you ever asked yourself, when is the right time to start working on my credit? We get that question asked many times and the answer to that is NOW! Always keep in mind that if you don’t have any credit it takes time to build it and for you guys that have credit...