The time has come to rent an apartment, but you don’t know how to get started. Before you start looking for an apartment you want to take some steps first to know what you can afford and set up a goal or time frame of how long you want to rent for. Determine Your...
What are the factors that determine my credit score? It’s important to understand the factors that go into determining your credit scores so you know how to improve them if necessary. For the FICO® Score 8, there are five main factors that impact your score....
If you’ve come across extra cash and have credit card debt, you may think what the best way is to invest it, whether it’s a good idea to pay off your balance all at once or over time. A lot of us have heard that carrying a balance is beneficial to your...
According to FICO, a hard inquiry from a lender will decrease your credit score five points or less depending on the strength of your credit profile. the difference between a hard inquiry and soft inquiry is that hard inquiries occur when a lender checks your credit...
What Is Bankruptcy? If you’re struggling financially, bankruptcy may seem like an opportunity to pay down a portion of your debts over time or have some of them eliminated entirely. Declaring bankruptcy grants what’s called an automatic stay, which is...
