Is it possible to buy a home with bad credit?

Is it possible to buy a home with bad credit?

While there are several options for getting a mortgage with bad credit, there will be compromises you’ll likely have to make. What it boils down to is that you will have to pay more money. Your credit is one of the most important factors that lenders consider during...
Protection for renters

Protection for renters

As our world is getting ready to open back up for businesses. There is no denying that many out there are still struggling to get back on track with our finances, bill and more importantly rent. As stressful as this time has been there is some good news. Our Federal,...
Your credit during  COVID-19

Your credit during COVID-19

Pay your bills on time if it is possible! Try to make at least the minimum payments required by the lender by their due dates every month. Making your payments late tend to generate unwanted late fees. If you are already having issues paying your scheduled payments...
Debt Consolidation VS Debt Settlement?

Debt Consolidation VS Debt Settlement?

The answer to this question depends on your amount of debt and your ability to make the monthly payments.  If you are going through a financial hardship that makes it impossible to pay off your high level of debt, then debt settlement may be the right option for you....
Child support can and will affect your credit.

Child support can and will affect your credit.

Delinquent child support can get listed as a tradeline, or account on your credit report. It is reported to credit bureaus directly by the municipality or agency collecting the debt. And, having unpaid child support on your record can have “substantial, negative”...