Can having good credit save you Money? When a person has good to excellent credit, it can have many benefits. The most important benefit you get from having good credit is that you are able to save money. One of these benefits can be seen when you need to get a...
If I pay rent should the payment history get reported to the 3 credit bureaus? The short answer is yes, payment history can be reported to the 3 credit bureaus. All three credit bureaus do have the capability to accept and report your payments. But if we look at most...
Medical Bills Do medical bills show up on your credit report? The answer is they can after one year. Medical bills are different than other collections that appear on your credit report. Most Medical providers do not sell your accounts to collectors unless they are...
Credit Bureaus Credit bureaus are responsible for tracking and saving our credit history. The three national credit bureaus are: Equifax, Experian and TransUnion. They all track and save our data in similar but different ways. One difference is the way each credit...
Credit scores, what are they and how do they help or hurt you? A credit score is what financial institutions use to determine whether you are credit-worthy or not. Every person who has a credit card or has had a loan of some kind has one. Your credit...
