My Student Loans Crashed My Credit Score!

My Student Loans Crashed My Credit Score!

The CARES Act — a federal stimulus bill passed in response to the COVID-19 pandemic — provides for significant student loan relief. Specifically, the legislation suspends payments, interest, and collections on government-held federal student loans from March 13, 2020...
Higher Scores Required for Mortgages!

Higher Scores Required for Mortgages!

Mortgage lenders are taking less risks during this time of COVID-19. Most of them have raised their credit score limits to approve applicants for a home loan. Buyers with a credit score as low as 590 could purchase a home last month, but that is not possible now. If...
Why did my credit score drop?

Why did my credit score drop?

If you’ve noticed a drop in your credit scores, some common reasons might explain why:1.You Have Late or Missed PaymentsYour payment history is the most important part of your credit score, accounting for 35% of your FICO® Score. Even one late or missed payment...
The CARES Act starts with You!

The CARES Act starts with You!

As the IRS continues to distribute checks for the first stimulus check form the CARES Act, you have probably read articles about how a second stimulus check might be on its way.We have had proposals suggesting $2,000 a month for each adult, a payroll tax cut, and even...
5 STEPS TO SHAPING THE FUTURE YOU WANT!

5 STEPS TO SHAPING THE FUTURE YOU WANT!

How and if we recover will be a direct reflection of the quality and quantity of time we invest in recovery. Below are five considerations that will help you get clear, get focused and get moving toward the future you choose and adopt a new kind of organizational...