We Fight for You!!

We Fight for You!!

Finding a mistake on your credit report is the worst, especially because how to fix it isn’t immediately obvious. The last thing you want is a clerical error tanking your credit score.Credit Services of America has a proven system for disputing negative items on your...
Reasons why your credit score may have dropped!

Reasons why your credit score may have dropped!

Your credit report contains errors!Every month millions and millions of pieces of data arrive at the credit bureaus to be posted. Most of the time there are 8-10 errors. A misspelled name, a mixed-up account in the lenders’ records, a “junior” that should have been...
3 Tips To Better Credit!

3 Tips To Better Credit!

Make frequent payments If you are able to make small payments — often called micropayments — throughout the month, that can help keep your credit card balances down and improve your credit. Making multiple payments throughout the month moves the needle on a credit...
Do credit bureaus control my credit score?

Do credit bureaus control my credit score?

Credit bureaus, do not determine your credit score. Credit scores are calculated based on third-party credit-scoring models. They use information from your credit reports, including credit activity sourced from credit bureaus, to calculate a credit score. Your credit...
Can I Consolidate my School Loans?

Can I Consolidate my School Loans?

Student loan consolidation is a way to combine multiple federal loans into a single direct consolidation loan. Credit Services of America can help with Student Loan Consolidation Program and help borrowers can streamline the bill-paying process, lower monthly payments...