You can improve your FICO Scores by first fixing errors in your credit history. Repairing bad credit or building credit for the first time takes patience and discipline. There is no quick way to fix a credit score. In fact, quick-fix efforts are the most likely to backfire, so beware of any advice that claims to improve your credit score fast.

The best advice for rebuilding credit is to manage it responsibly over time. If you have not done that, then you will need to repair your credit history before you see your credit score improve.

The typical timeline is usually 8-12 months to start seeing major changes in you credit file, HOWEVER that does not necessarily mean your score. The process usually begins by disputing negative items from your credit report. This process takes time. Credit bureaus usually have 30 days to complete an investigation, then they mail back their findings based. This timeline is usually about 60 days from start to finish. The first results are usually during this first round of disputes. Typically, it takes 4-6 rounds of disputes to see a major impact. This is where the 8-12-month timeline comes in.

Now the fun part begins, adding positive credit to your credit report! Credit Services of America has the tools that can help you boost your score; besides all the work we do to delete these negative items from your credit report.
Credit Services of America has helped thousands of people fix their credit. We have also helped thousands get qualified to buy homes, cars, and other goals to better their lives. Call us today and see what we could do for you.

We work hard and strive to deliver great results with our clients’ credit and debt goals always in mind.
A Goal without a Plan is just a Wish. Give us a call TODAY at 844-FIX-URCR or click on the following link to schedule your FREE consultation and create your personalize plan to achieve your credit and debt GOALS!
*Individual results may vary. Please call for details and to discuss your own individual situation.