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The CARES Act — a federal stimulus bill passed in response to the COVID-19 pandemic — provides for significant student loan relief. Specifically, the legislation suspends payments, interest, and collections on government-held federal student loans from March 13, 2020...

Mortgage lenders are taking less risks during this time of COVID-19. Most of them have raised their credit score limits to approve applicants for a home loan. Buyers with a credit score as low as 590 could purchase a home last month, but that is not possible now. If...

While there are several options for getting a mortgage with bad credit, there will be compromises you’ll likely have to make. What it boils down to is that you will have to pay more money. Your credit is one of the most important factors that lenders consider during...

As our world is getting ready to open back up for businesses. There is no denying that many out there are still struggling to get back on track with our finances, bill and more importantly rent. As stressful as this time has been there is some good news. Our Federal,...

If you've noticed a drop in your credit scores, some common reasons might explain why:1.You Have Late or Missed PaymentsYour payment history is the most important part of your credit score, accounting for 35% of your FICO® Score. Even one late or missed payment can...

As the IRS continues to distribute checks for the first stimulus check form the CARES Act, you have probably read articles about how a second stimulus check might be on its way.We have had proposals suggesting $2,000 a month for each adult, a payroll tax cut, and even...

How and if we recover will be a direct reflection of the quality and quantity of time we invest in recovery. Below are five considerations that will help you get clear, get focused and get moving toward the future you choose and adopt a new kind of organizational...

Pay your bills on time if it is possible! Try to make at least the minimum payments required by the lender by their due dates every month. Making your payments late tend to generate unwanted late fees. If you are already having issues paying your scheduled payments...

The answer to this question depends on your amount of debt and your ability to make the monthly payments.  If you are going through a financial hardship that makes it impossible to pay off your high level of debt, then debt settlement may be the right option for you....