Our Blog

Shoot for the Best!

Here at Credit Services of America, we like to educate our client on the affects credit can have on your life. We do offer FREE CONSULTATIONS where we are able to find out what our client’s goals are. Many of our clients come in with the goal of buying a home! Very...

We recommend secured credit cards!

Opening a secured card is simple. You will provide the bank with a deposit, usually around $200 or more. The bank will keep the deposit as a form of collateral and will provide you with a credit limit equal to your deposit. Once open the credit card works like any...

Hows does credit works?

How does credit Works? A lot of times we ask ourselves how does credit works? well here is an easy breakdown that will help you better understand how your credit score is determined and what to do to maintain an amazing credit profile.   35% of your credit is...

To do it now, or later?

To do it now, or later?

Here at Credit Services of America, we take a moment to understand what is truly important to our clients. Whether it be to buy a house, car or that dream job they have worked so hard for, we make it a priority to let our client understand what is needed to achieve...

Our Tradelines Got That Boost!

Our Tradelines Got That Boost!

Trade lines are used to help increase your credit score and fast! Here at Credit Services of America it has been our experience that our trade lines give you an average score boost of 10-60 points. However, we have seen up to 180-point increase! Having a better score...

MERRY MERRY DEBT RATIOS!

MERRY MERRY DEBT RATIOS!

The holiday's are here! Credit cards can make shopping easy during this time. Especially with all the 0% interest offers that are out there right now! Tempting! It might seem like they give you an endless amount of money to spend, but it’s important to remember that...

The Long Run

The Long Run

Here at Credit Services of America, we make it a priority to understand what our client’s goals are and set them on a plan to achieve them. We have FREE CONSULTATIONS where we go over all three major credit reports (TransUnion, Equifax, Experian) and review them fully...

Can I Finance A Home With Bad Credit?

Can I Finance A Home With Bad Credit?

While there are several options for getting a mortgage with bad credit, there will be compromises you’ll likely have to make. What it boils down to is that you will have to pay more than if you didn’t have bad credit. Your credit is one of the most important factors...

Raise the Roof

Raise the Roof

Here at Credit Services of America, we get to know our clients and what goals they have for them and their families. We gather this information from one of our FREE CONSULTATIONS and give them the advice needed to make sure they achieve their goals. We are very...