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Holiday Shopping with Credit Cards

Holiday Shopping with Credit Cards

During holiday season some opportunities for consumers may emerge to build credit and enjoy the benefits of a credit card like racking up rewards and maybe even traveling miles. In some cases, it might make sense to open a new credit card to maximize the value you can...

How to Improve Your Credit Report

How to Improve Your Credit Report

Having good credit can make life and financial situations easier and less costly. With good credit, you can get approved for a house or auto loan, and qualify for the best available interest rates and terms. A good credit score can also affect what you will pay for...

4 Tips to Improve Credit

4 Tips to Improve Credit

Whether you're feeling confident or anxious about your finances heading into 2022, your credit score will be a key contributor to whether you'll be able to meet your goal. Great credit means having a Fico credit score of 670 or higher, and the closer your score is to...

How Can I Rebuild Credit? Read our blog to get informed!!

How Can I Rebuild Credit? Read our blog to get informed!!

First, its best to do an analysis on what's Influencing your credit scores? Many factors can influence credit scores. Some of the most common credit scoring factors are: Payment history — a record that includes the on-time payments you make as well as late or missed...

Should I close my Credit Card?

Should I close my Credit Card?

You might be thinking of cancelling a credit card. Perhaps you're tired of paying the annual fee, you have no use for it anymore, or you're ready to upgrade to a card with a better rewards program. However, closing a credit card can hurt your credit, especially if...