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Credit scores are typically the what everyone considers "credit health", and they are used by creditors and lenders to get an understanding on the applicants financial risk. All credit scores have limits, they typically only reflect an high level view of a consumer's...

During holiday season some opportunities for consumers may emerge to build credit and enjoy the benefits of a credit card like racking up rewards and maybe even traveling miles. In some cases, it might make sense to open a new credit card to maximize the value you can...

If it's for home-school, gaming or connecting with friends, getting online is a part of everyday activities for most kids. But even the smartest kids may not know the real danger that lurks behind their screens from online criminals looking to manipulate them into...

Having good credit can make life and financial situations easier and less costly. With good credit, you can get approved for a house or auto loan, and qualify for the best available interest rates and terms. A good credit score can also affect what you will pay for...

A thin credit file can be a stop you from accessing credit because lenders are unable to identify your creditworthiness if you don't have enough information on your credit report. People with a thin credit file can sometimes feel like they're going round and round:...

Whether you're feeling confident or anxious about your finances heading into 2022, your credit score will be a key contributor to whether you'll be able to meet your goal. Great credit means having a Fico credit score of 670 or higher, and the closer your score is to...

First, its best to do an analysis on what's Influencing your credit scores? Many factors can influence credit scores. Some of the most common credit scoring factors are: Payment history — a record that includes the on-time payments you make as well as late or missed...

You might be thinking of cancelling a credit card. Perhaps you're tired of paying the annual fee, you have no use for it anymore, or you're ready to upgrade to a card with a better rewards program. However, closing a credit card can hurt your credit, especially if...

Identity theft happens when a fraudster uses your name, address, bank account information, credit card details or other types of personal data without your consent. They may open up new accounts in your name or make purchases using your personal details. It's scary...