Here in the good olé U.S., there are three national credit bureaus (Equifax, Experian and TransUnion) that capture, update and store credit histories on most U.S. consumers. While most of the information collected on consumers by the three credit bureaus is similar,...
The reason a credit limit increase can help credit scores is that it can lower your utilization rate, or total debt balance. Your utilization rate shows how much of your available revolving credit you are using and is the second most important factor in credit scores...
When you can’t make ends meet and you’re staring down a pile of bills, there are several ways to sort things out. Take these four steps to pay your essential bills and find the breathing space you need at the end of the month. This will help you keep going...
Many of us have been told since a young age to make decisions that won’t hurt us in the long run. Some obvious things we were told are not to steal, not to lie, and definitely don’t talk to strangers. One topic that has been rising in conversations that we have with...
