Fraud Alerts

Fraud Alerts

Fraud Alerts are one way to help protect your credit. There are 3 types of fraud alerts that can be placed on credit reports. The first type is called Initial fraud alert. This type of alert is free of cost and lasts up to 1 year on your credit reports. You would use this type when you suspect you’ve been or may become a victim of identity theft. This type of alert will remove you from getting offers from insurances and prescreen credit card offers for 6 months. The second type is Extended Fraud Alert, the cost is free and lasts for 7 years on your reports. You would use this type when you’ve filed an FTC identity theft report or a police report. This type of alert will remove you from getting offers from insurances and prescreen credit card offers for 5 years. And the final type is Active-Duty Alert. The cost is free. You would use this type if You’re an active-duty service member and want to protect your credit file. It lasts 1 year, and this type of alert will remove you from getting offers from insurances and prescreen credit card offers for 2 years. Remember we are here to help; A Goal without a Plan is just a Wish. Give us a call TODAY at 844-FIX-URCR or click on the following link creditservicesofamerica.com to schedule your FREE consultation and create your personalized plan to achieve your credit and debt GOALS!