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Having good credit should be important to everyone. Having a good credit profile lets businesses and potential lenders know if they can trust you with loans and credit. It can affect the way you purchase things, whether it be by cash or by credit over longer periods of time. Other things it can affect are being able to sign up for a new apartment or not, and in some cases whether you qualify for a new job.
To achieve a good credit status, you must have good credit. The way we get good credit is by borrowing money and paying it back on time and for the full amount or keeping it under 10% debt ratio. For example, you purchase groceries or gas with a credit card. In so doing, you promise to pay back the credit card company. Once you pay off the amount owed on time. The credit card company will report to a credit bureau that you have paid on time and for the right amount.
Having a good credit report enables you to borrow more money at better interest rates. Because the banks know that based on your credit history you are a responsible person. Many potential employers also look at credit reports to judge a person’s responsibility.
Here at Credit Services of America, we review your complete credit profile and help our clients achieve the best possible score, so that they can purchase the new car or house of their dreams.
A Goal without a Plan is just a Wish. Give us a call TODAY at 844-FIX-URCR or click on the following link creditservicesofamerica.com to schedule your FREE consultation and create your personalized plan to achieve your credit and debt GOALS!
*Individual results may vary. Please call for details and to discuss your own individual situation.