Credit repair is typically a year long process that is designed to gradually raises your credit score. A credit score or FICO score is a number that reflects your creditworthiness. The higher the number, the better. If you want any type of loan or credit card, you’ll need a good credit score. There are several ways to approach credit repair and each is unique to a specific situation. Generally, though, credit repair starts with understanding the process.

First, make sure you are catching up on any late payments.

Second, removing derogatory or negative accounts from your credit report.

Lastly, adding positive credit to your report is a must to see your score begin to rise.

Being late on a payment is one of the worst things you can do to your credit. Once debts are made current and you’ve been making on-time payments, you should start noticing an increase in your credit score. As more debt is paid down, your score will continue to rise. Repairing credit by yourself can be done. How successful you’ll be depending on the complexity of your situation.

Credit repair does take time and lots of research — if you are starting from the beginning. But if you are ambitious, repairing your credit by yourself can certainly be done.
According to a recent study, 48% of consumers who used a company for credit repair saw their score rise by over 100 points. Credit Services of America has put together a game plan, that has been effective and has helped many people over many years.

 Credit Services of America can expertly apply the best defense for your distinctive situation. We can help you reach those home buying goals or put you in a position that changes those no’s into a YES!

A Goal without a Plan is just a Wish. Give us a call TODAY at 844-FIX-URCR or click on the following link com to schedule your FREE consultation and create your personalize plan to achieve your credit and debt GOALS!

*Individual results may vary. Please call for more details and to discuss your own individual situation.