Since April 2020, due to the pandemic, many consumers started experiencing financial hardship. Many consumers were laid off, lost employment, or had reduced hours of work resorting to little or no income available. Nowadays, most households need two incomes on average just to stay afloat. With everything that is happening with employments many consumers were left with the choice of “do we eat or pay the credit card?”. Most of us, specially if we have kids, ensuring they are well taken care of is our main priority. Thankfully some consumers were able to get financial assistance to get by from month to month, however in most cases, this was still not enough to ensure all bills got paid.

The very first thing you have to do as a consumer, is realize what accounts you able to pay and what accounts you may need assistance with. You can do this by prioritizing the types of bills that you have. Normally utilities are essential to our everyday lives, however, these accounts do not necessarily help you in your credit. Meaning, that the secondary accounts, such as credit cards, loans, at this point are the ones left to worry about. Our first recommendation would be to reach out to your creditors to see what options or relief they have available to help you during your financial trouble. For many of you, this may be too late as many of your accounts have already been reported late on your credit report or may have already been gone into collections drastically damaging your credit score.

Here at Credit Services of America, we have been helping clients with these exact same issues. For those of you who already have late payments or collections due to the pandemic, or any reason, we are here to help you. We not only specialize in credit repair, which directly help you with any negative accounts on your credit report, we also specialize in debt settlement, student loan consolidation, and credit tradelines. Many consumers that never had issues with their credit, are now finding themselves with a bad credit rating for the first time. Credit Services of America wants you to know that regardless of your situation there is a solution, getting a good credit rating again is not impossible.

During your completely FREE credit consultation we will review your credit report with you and assess your own situation, as no credit profile is the same. Our credit consultants will customize a package that best fits your individual needs. They will also help you create a plan on what you can do on your end to ensure we get the best and quickest results possible.

A Goal without a Plan is just a Wish. Give us a call TODAY at 844-FIX-URCR or click on the following link com to schedule your FREE consultation and create your personalize plan to achieve your credit and debt GOALS!

*Individual results may vary. Please call for more details and to discuss your own individual situation.