While there are several options for getting a mortgage with bad credit, there will be compromises you’ll likely have to make. What it boils down to is that you will have to pay more money.

Your credit is one of the most important factors that lenders consider during the mortgage application process. Your credit is a decision-making tool for lenders. So, while you can possibly get a home loan with a low score you will be looking at paying a high down payment and higher interest rates costing you thousands of dollars more in the long run.

Remember to keep in mind that your credit score is not the only factor for a mortgage approval, though; income, down payment, employment history savings, and the amount of debt are also crucial factors that lenders will consider.

So, before you apply for a mortgage, avoid any surprises and ask our pros for help!  Why us? Well, because….

Here at Credit Services of America, we are the only place in the region that is licensed and bonded to help with credit repair, debt settlement, student loan consolidation and credit trade lines all under one roof. We begin with one of our FREE CONSULTATIONS, where we learn about you and your goals. We then set up a plan on how together we can help you achieve your dreams!


A Goal without a Plan is just a Wish. Give us a call TODAY at 844-FIX-URCR or click on the following link creditservicesofamerica.com to schedule your FREE consultation and create your personalize plan to achieve your credit and debt GOALS!


*Individual results may vary. Please call for more details and to discuss your own individual situation