Our Services
dreams can come true
Our dreams rarely have to do with money, but often demand financial resources. CSA can help your dreams come true!
How Are We Different?
CSA is different from other services that call themselves a complete credit and debt solution. We are not in the business of charging clients for individual service add-ons and extra fees. When you sign up with CSA, you get access to our valuable and powerful services. There are no hidden costs so you always know what you are going to pay.
> Our services are customized for your personal needs and are backed by our highest industry standards. Call us and see for yourself what CSA can do for you. While there are number differences between us and other credit repair services, our Personal Credit Coaches top the list. Many of our competitors don’t even offer this level of one on one service. At Credit Services of America, our Coaches and entire staff are the most knowledgeable and professional in the business.
> Debt negotiation is sometimes referred to as debt settlement. This is most often offered to people who can’t seem to make a dent in their debt. You can’t get out of debt by making minimum payments. A debt negotiation program is the next step for solving debt and credit problems.
> Smart people can get into big financial problems, but they know that declaring bankruptcy, although tempting, has far reaching consequences that just aren’t worth it. DON’T DO IT! These smart folks seek debt negotiation services to help them move forward. Like representing yourself in court, representing yourself in debt negotiations is fraught with danger. You aren’t a negotiator, you don’t have endless time and resources and frankly, negotiation is an uncomfortable and stressful proposition for anyone. Let us handle it for you!
Can Debt Be Controlled?
We have seen thousands of different reasons for being in debt, it can happen to anyone, and when it does, it’s tough. Many of our clients experience the depression and anxiety of debt while trying to survive the daily stress of life. Debt can be controlled with a little discipline and help from CSA, but surprisingly many people just never get good advice when it comes to getting rid of debt. We have seen numerous people file for bankruptcy when their debt problems could have been solved in less than half the time a bankruptcy would stay on their record. Negotiating with creditors and bills collectors is the first step before filing for bankruptcy. With new restrictions it is more difficult now to declare bankruptcy. (We are not a bankruptcy law firm nor can we give any legal advice.
How Does All This Work?
Step 1:
After signing up, other credit repair services will ask you to “purchase” a recent copy of your credit report and send it to them BEFORE they begin. Of course they still charge you their setup fee ahead of time, they still start the clock on your “monthly” fees, but they don’t start! Do you see how this is not a good thing for you?
Our service begins with us FREE ASSISTANCE to pull your credit reports and reviewing them with you on the spot. We help you get your credit reports so that we can get started right away. Right from the start you’ll begin seeing the advantage of our service over anyone else’s.
Step 2:
Your personal credit coach is assigned to help you challenge questionable items directly with the credit bureaus. We also include creditor interventions and creditor disputes to make sure you receive the very best results possible. You can get a million items deleted from your credit, but if your score doesn’t increase then all those results are completely worthless. While other companies hide behind deletions as a measure of success, we like to give you a solid picture to measure our results through your credit score. What good is it to get items deleted and your score drops? NO GOOD!
Step 3:
Relax, we’ll take care of everything. The credit bureaus have 30 to 45 days to investigate a dispute. Once they have finished reviewing our dispute they must provide you with an updated copy of your credit reports. This means you will start seeing credit improvements in less than 60 days from the day we get started. We will then continue working on your credit for the rest of the program to provide you with the best results possible.
We will delete or update inaccurate items and raise your credit score! If not you will get a FULL REFUND!
We know this is a bold guarantee, but we want you to know there is NO RISK on your part. It’s one of the biggest reasons why hundreds of people have trusted us to repair their credit and get them out of debt in the first place. We take on all the risk. But not only is your satisfaction completely guaranteed or your money back. (Please schedule a free consultation for complete details.)
That’s our promise to you.
Our experienced team and proven process has helped many people—just like you.
> Late Payments
> Charge Offs
> Foreclosures
> Judgements
> Repossessions
> Personal Identification
> Closed Accounts
> Bankruptcies
> Negative Settlements
> Liens
> Collections
We have handled everything you can imagine!
Call 844-349-8727.
Also, we’ll provide you with free credit advice any time you need it to keep your current credit in great standing and building new, positive credit.
We have the experience, expertise, tools, and a proven track record. We offer our members complete credit report repair, not just one piece of the pie that will leave you even worse and unhappy. To learn more about how CSA offers unparalleled service and quality, call us at 844-349-8727.
We are licensed and bonded for your protection! (click on why us to see our credentials.)
Credit Services of America, Your One Stop Shop for ALL your CREDIT Needs.
Better Service. Lower cost. Guaranteed!
Home Buying
Make your next home purchase as easy as 1, 2, 3...
1. Call Credit Services of America for your FREE Home Buyer Credit Check Up
2. We will help you improve your credit to get Pre-Aproved with your Mortgage Lender
3. We will help you find the home your dreams through your Realtor
Let us make it easy for you! Save time and money by making your next home purchase “Right”. Don’t start backwards because it will be very difficult, stressful and time consuming. Always make us your first stop because we can potentially save you thousands of dollars. PLUS we will be there for you every step of the way supporting your decisions. Let us be there with you like no one else will.
We are always available to answer any of your credit questions at no cost! We operate under ALL statutes of the FTC and the Texas Finance Code. We are licensed and bonded for your protection for credit services and debt management.
We have the experience, expertise, tools, and a proven track record. We offer our members a service like no other and guarantee your satisfaction. To learn more about how CSA offers unparalleled service and quality, call us at 844-349-8727.
Credit Services of America, Your One Stop Shop
for ALL your CREDIT Needs.
Better Service. Lower cost. Guaranteed!
.
Debt Elimination
Thinking about bankruptcy? Don’t do it!
We help you eliminate one of the main causes of poor credit: DEBT
Smart people can get into big financial problems, but they know that declaring bankruptcy, although tempting, has far reaching consequences that just aren’t worth it. DON’T DO IT! We are not a law firm nor can we give legal advice. Please consult an attorney for all your legal questions. Save Time and Money Repairing your credit on your own can be a labor intensive and time-consuming process. Especially if you don’t know what to dispute, how to write your letters, and to whom you should send them. We have built a powerful database of information and your Personal Credit Coach will help guide you through the process to make it as simple as possible.
With so many obstacles in the way of someone with poor credit, life can be costly and difficult. CSA will work to put you back in control of your hard earned money. You could save thousands of dollars on interest rates, lines of credit and loan points by bettering your credit rating. Call us today to see if you qualify.
Debt Elimination System
Debt can destroy your life. Massive amounts of energy and worry goes into the juggling of income and payments to meet life’s needs. The secret to living a fulfilled and richer lifestyle is getting control of your financial life and eliminating debt. CSA provides an easy system and tools to control your money and eliminate debt.
If you make minimum payments on $20,000 in credit card debt, at 18.9% interest, it will take you over 50 years to pay it off and you will pay over $50,000 in interest. We can help you get out of debt and improve your credit rating.
>Reduce your debt balances
>Lower your monthly payments
>Stop creditor/collection harassment
>Protect your rights
>Potentially save thousands!
The first step in eliminating debt is a personalized plan. CSA assists to create your personalized plan and to make it happen! The best part about our debt elimination system is that you will get FREE CREDIT REPAIR while eliminating your debt. NO debt company can beat that!
All the tools you need under one roof
CSA is unique because we bundle our services together under one roof to make it simple and effective. When you become a client of CSA’s, we put all of our credit expertise, debt elimination and credit repair tools at your disposal. It all starts with the Personal Credit Coach, who will guide you through the complete process of repairing your credit and eliminating your debt.
Personal Credit Coach
CSA prides itself in providing customers with the best service available. One of the many ways we ensure your satisfaction with a personal credit mentor that gives special attention to every detail and be there for you every step of the way. Your experienced, professional and dedicated personal credit coach is there to help you. We are proud of achieving a level of success that exceeds your expectations.
It’s a fact. You won’t get out of debt by making minimum payments. Not everyone needs this service, but for those having trouble getting out from under their debt problems, it can be a great tool. Our debt negotiation program is the next step for solving debt and credit problems.
We understand how important a good credit rating is in today’s world. Let us assist you and your family to a better financial future!
We have the experience, expertise, tools, and a proven track record. We offer our members complete credit report repair, not just one piece of the pie that will leave you even worse and unhappy. To learn more about how CSA offers unparalleled service and quality, call us at 844-349-8727.
Credit Services of America, Your One Stop Shop for ALL your CREDIT Needs.
Better Service. Lower cost. Guaranteed!
Student Loan Consolidation
The Department of Education has provided an attractive and reasonable solution to help make repayment of student loans affordable. It all depends on what types of loans you have that can determine your eligibility…
If you are struggling with high student loan payments, you need to know this: You Are Not Alone.
In fact, you have a lot of company. Statistics show that there are over 37 million people with Student Loans which is over $1 Trillion dollars in debt. The average College Graduate has over $26,000 in student loan debt at graduation.
We have added Student Loan Consolidation to our array of services with one goal in mind, to help direct students to the government programs available to them.
A student loan counselor will evaluate your loans and provide you with a FREE No-Obligation counseling session, showing you how student loan consolidation can help you.
To learn more about how to potentially LOWER your student loan payments, call us at 844-349-8727.
Credit Services of America, Your One Stop Shop
for ALL your CREDIT Needs.
Better Service. Lower cost. Guaranteed!
FREE CREDIT ADVICE
CSA takes pride in helping our communities in which we service by providing FREE credit advice. Just call us and we can help you with:
>FREE assistance to pull your credit report
>FREE credit report education
>FREE credit and debt advice
Take your credit rating to another level or get out of debt with our help. We have helped many people just like you restore their credit and get out of debt. Get your life back and start living. We are one of the very few credit services organizations and debt management service providers that operate legally.
We have set the industry standard as a reputable organization that is built on a foundation of integrity, perseverance and an exceptional commitment to obtaining the best results possible for you. We are the leaders in this industry and you can trust us with your credit and financial life. Don’t trust just any company but only the professionals at CSA. The experts in Credit Repair and debt management!
>Guaranteed Results
>Highest Success Rate
>Personalized Credit Coach
>100% Money Back Guarantee
>Fully Staffed Customer Support Team Dedicated To Your Success
Contact us if you’re interested in attending our next credit seminar!