As our world is getting ready to open back up for businesses. There is no denying that many out there are still struggling to get back on track with our finances, bill and more importantly rent. As stressful as this time has been there is some good news. Our Federal, state, and local governments are now offering to help renters that have been affected by the COVID-19 pandemic.

Renters can now take steps avoid being evicted. Of course, these steps are based on certain situations.  In this email I included different assistance programs that can help.

First and foremost, The Cares act, The Cares act which stands for Coronavirus Aid, Relief, and Economic Security, provides certain protections from eviction and late fees due to nonpayment of rent for most tenants in federally subsidized or federally backed housing. This will prohibit evictions from March 27 to July 24, 2020. It only applies to the nonpayment of rent and other charges, and not for other causes for an eviction.

Renters are expected to continue paying their rent during the eviction moratorium period if they can. However, those experiencing financial hardship should reach out to their landlord to discuss their situation and potential solutions.

The CARES Act protections apply to you if:

You receive federal rental assistance from one of these voucher or grant programs:

You or your landlord receive assistance through any of these federally-subsidized housing programs:

To find out what type of housing you’re in, contact HUD at (800) 955-2232, 9:00 a.m. – 5:00 p.m. E.S.T., Monday through Friday.

Please keep in mind that these protections last until the National Coronavirus Emergency ends or December 31, 2020, whichever date comes first.

State and local eviction protections

Many state and local governments have stopped evictions because of the coronavirus pandemic. The details of how renters are protected, and for how long, depend on where you live.

Some states have:

Contact your state office for more information.

Protections from utility and phone disconnections

Utility Moratorium. Many states have suspended public utility disconnections. Check with your state utility commission to see what protections or relief may be available. Municipal utilities and Rural Electric Cooperatives (REC) may be covered by your state’s emergency proclamation. They may also have their own COVID-19 disconnection policy. Check with your municipal utility or REC for details.

Lifeline Terminations Suspended. To help keep Americans connected during the coronavirus pandemic, the Federal Communications Commission (FCC) has temporarily waived Lifeline usage requirements and general de-enrollment procedures until May 29, 2020.

Finally, you can contact us. Here at Credit Services of America, we are here to help you with anything pertaining to your financial situation and your credit needs. We aim to educate you on what you need to do to get your life back on track!

A Goal without a Plan is just a Wish. Give us a call TODAY at 844-FIX-URCR or click on the following link to schedule your FREE credit consultation!