Credit Repair and Debt Management Services

Unlock Better Financial Opportunities and Control Your Future with Credit Services of America.

Personalized Credit Repair Solutions

Credit Repair Services

Gain insights into the factors affecting your score and formulate a personalized a plan on how to improve it with a credit profeional.

Report with the big three credit bureaus can be disputed

Get our help disputing credit history inaccuracies with all 3 credit bureaus.

Credit service of America debt management services

Manage and settle your debts with personalized plans for a better tomorrow.

Debt Management Services

Our team will negotiate and attempt to settle your debts, helping you lighten your financial load and reduce your overall debt burden

Personalized Credit Counseling

Get expert, one-on-one advice to manage your credit more effectively and significantly improve your financial habits.

Professional credit coaching assistance to help guide your credit recovery

Get custom credit guidance and boost your financial health.

Monitor your credit on the go 24 hours a day from our portal

Proactively manage credit health with constant, vigilant monitoring.

Credit Monitoring

Gain peace of mind as we monitor your credit around the clock, alerting you to any significant changes or fraud.

Secured Credit Cards

Our secured credit cards are specifically designed to help safely build or rebuild your credit.

Secured credit cards will boost your credit score

Start rebuilding your credit today with our secured credit card options.

With debt consolidation you can bundle all your credit card expenses into a single bill every month

Lower your interest rates and enjoy reduced payments with our plans.

Debt Consolidation Services

Experience relief as we combine your debts into one manageable monthly payment, simplifying your financial obligations.

Legally Endorsed Credit Services

Rest assured that all our solutions, from credit repair to debt management, adhere strictly to national regulations. We’re committed to providing you with safe, reliable, and effective assistance, helping you improve your credit score and manage your debts within the full bounds of the law. Trust us to protect your financial integrity while guiding you toward a healthier financial future.

Client Testimonials


Credit repair from CSA involves reviewing your credit reports for inaccuracies, disputing incorrect information, and using legal strategies to remove negative items.


Our debt management services include negotiating with creditors to lower your interest rates, reduce your total debt, and create manageable, consolidated monthly payments.


Absolutely. All our credit services are fully compliant with national regulations, and CSA is certified and bonded to offer credit repair and debt consolidation services. This ensures that we operate within legal boundaries to protect your financial interests effectively.

A secured credit card requires a cash security deposit that becomes the credit line for that account. It’s a great tool to build or rebuild your credit score responsibly.

Yes, our legal credit services include assistance with handling foreclosures, liens, and other legal issues related to credit and debt.

Our credit coaching is personalized through one-on-one sessions where strategies and advice are tailored specifically to your unique financial situation and goals.

Improvements can be seen as quickly as 30-60 days, but the total time can vary depending on the specifics of your credit report and your individual situation.

While individual results can vary, our experienced team has a strong track record of successfully negotiating debt reductions and settlements for our clients.

We use advanced security measures to protect your personal information from unauthorized access and ensure your data is handled with the utmost confidentiality.

Yes, we offer a satisfaction guarantee. If you do not see a satisfactory improvement in your credit or debt situation, we provide options for refunds or additional support based on our service agreement.