It depends on exactly what you are seeking to accomplish. There are several different types of loans; autos, mortgage or revolving such as credit cards or lines of credit. When you reach the excellent credit score category you can enjoy lower rates usually followed by discounts.

Take for instance an auto loan, $350 for a 1.9% interest rate for a $20,000 loan for 60 months. However, for that same loan you could be at a payment of $508 for the same $20,000 at 60 months. Big difference, almost a savings of $9,500. Scores in the high 600’s aren’t necessarily bad, but they won’t qualify you for all loans or the best rates.

Credit services of America strives to help you reach your credit goals, but more than that your life goals. We have helped thousands of clients clean up their credit and increase their credit score. We have proven strategies that to assist you in reaching your credit and debt goals. We offer free consultations to help educate and answer any questions you may have. Our hours are Monday through Saturday 9-6 PM.

A Goal without a Plan is just a Wish. Give us a call TODAY at 844-FIX-URCR or click on the following link to schedule your FREE consultation and create your personalize plan to achieve your credit and debt GOALS!

*Individual results may vary. Please call for details and to discuss your own individual situation. We are not a law firm and do not give legal advice.