Having credit in the United States is vitally important for everything in daily life; from having a credit card for minor purchases, cheaper car insurance rates, employment verifications, to acquiring the vehicle of your dreams or a house for your family. When your financial habits have not been the best, your credit score begins to drop, and with it, several difficulties appear that will prevent you from accessing new credits… or if you obtain them, they will be at a very high interest rates.
Having a good credit score is the best cover letter before financial institutions. With it, you have the doors open wherever you go, and your dreams can be even bigger and more ambitious. Many of the most successful people in the States United have leveraged with the banks to achieve their goals in the short, medium and long term.
Despite what many believe, it is possible to repair your credit through the mechanisms offered by law. So if you are currently looking for new credit and it has been denied, the best option to do next is to address your credit file, NOT continue knocking on the doors in other financial entities as this will only end up creating more damage to your overall credit score.
There are multiple factors why your credit score may be low. Not only the accounts that you stop paying completely take away points, but also the accounts that you currently pay late, or even the accounts that you already paid and the financial institutions forgot to update the credit bureaus. Another little-known, HUGE factor that greatly affects your credit score is your credit utilization rate, so even making minimum payments on time could be the reason your score is low.
When it comes to credit repair, the process is often a complex task that requires time and specialized knowledge that when not done right, it can create more problems than solutions. When in doubt, it is always advised to seek professional assistance to help you achieve your goals.
At Credit Services of America, we specialize in Credit repair, Trade Lines, Student Loan Consolidation, and Debt Settlement across all 3 major credit buraus: Experian, Equifax and TransUnion. We constantly monitor your progress so that you can achieve your credit and debt goals. Our efficient, personalized credit repair process is guaranteed, and we provide you with access to all progress along the way. With our money back guarantee policy and the transparency that your credit is in good hands, you can have peace of mind while you enjoy the benefits of a great credit file.
A Goal without a Plan is just a Wish. Give us a call TODAY at 844-FIX-URCR or click on the following link com to schedule your FREE consultation and create your personalize plan to achieve your credit and debt GOALS!
*Individual results may vary. Please call for more details and to discuss your own individual situation.