Pay your bills on time if it is possible! Try to make at least the minimum payments required by the lender by their due dates every month. Making your payments late tend to generate unwanted late fees. If you are already having issues paying your scheduled payments having an additional late fee will make it even more difficult to catch up. This almost always causes your finances to spiral downhill and before you know it your credit score drops and you find yourself with bad credit. During the COVID-19 pandemic, Lenders are willing to help consumers by extending payments, deferring payments or at times even lowing your payment amounts.  If you were affected by this virus contact your service providers to see how they can help. Although your health and welfare should be your top priority many still worry how the COVID-19 will affect their financial situation.

Here at Credit services of America we encourage you to be proactive in monitoring your credit and staying on top of your finances. Through April 20,2021, Experian, TransUnion and Equifax will offer all U.S. consumers free weekly credit reports through to help you protect your credit. If you did all that you could and were still not able to stay on top of your bills come see us, Credit services of America will help get you back on track. We offer many programs that target the repair and restoration of your credit and debt. We assess your situation thoroughly and recommend what needs to be done in order to get you going in the right direction. Credit is imperative as it is how you are judged by lenders, banks, salesman and even places of employment. Your credit report is your resume!

A Goal without a Plan is just a Wish. Give us a call TODAY at 844-FIX-URCR or click on the following link to schedule your FREE consultation and create your personalize plan to achieve your credit and debt GOALS!