Credit Services of America - Terms and Conditions

1. Introduction

By accessing and using the services provided by Credit Services of America, you agree to be bound by these Terms and Conditions, all applicable laws, and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

2. Services Provided

We offer credit repair and financial consultation services designed to help you improve your credit score by addressing negative items on your credit report, such as late payments, collections, and other inaccuracies.

3. No Guarantees of Outcome

While Credit Services of America will make every reasonable effort to improve your credit score, we do not guarantee specific outcomes. The credit repair process varies depending on individual circumstances, and results may vary.

4. Payment and Refund Policy

Payment Plans: We offer flexible and affordable payment plans tailored to your needs. Payment is required upfront for certain services unless specified otherwise in a separate agreement.

Refunds: If we do not remove negative items from your credit report within the first 90 days of service, you are eligible for a full refund. To request a refund, please contact our support team within 30 days of the service period ending.

5. Privacy and Data Security

Your privacy is of utmost importance to us. We collect only the necessary personal information needed to provide our services. All information is securely stored and protected. We will never share, sell, or distribute your personal information without your consent, except as required by law. For more details, please review our Privacy Policy.

6. Consent to Contact

By signing up for our services, you consent to be contacted by Credit Services of America and its partners via phone, email, or SMS for service updates, marketing purposes, or notifications. You can opt-out of marketing communications at any time by contacting our customer service.

7. Use of Your Credit Information

You authorize Credit Services of America to obtain your credit report from major credit bureaus for the purpose of evaluating and improving your credit profile. This authorization is ongoing and will remain in effect until the service period is complete or terminated.

8. Client Responsibilities

• You are responsible for providing accurate and up-to-date information to Credit Services of America.


• You agree to regularly review your credit reports and notify us of any discrepancies or updates.


• You understand that certain actions, such as missed payments or new negative items, may affect your credit score and the effectiveness of our services.

9. Cancellation Policy

You have the right to cancel our services at any time. To cancel, please contact our support team by phone or email. No cancellation fees apply, but refunds will be issued in accordance with the terms outlined in our Refund Policy.

10. Limitation of Liability

Credit Services of America will not be held liable for any indirect, consequential, or special damages arising out of the use or inability to use our services. Our maximum liability to you is limited to the amount paid for our services.

11. Changes to Terms

Credit Services of America reserves the right to modify or update these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Continued use of our services indicates your acceptance of the revised terms.

12. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the state in which Credit Services of America is based, without regard to its conflict of law provisions.

13. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us:

• Email: support@creditservicesofamerica.com


• Phone: 844-349-8727


• Mail: Credit Services of America, 16416 Gtwy Blvd E, El Paso, TX 79905