Business loans

Fuel your business growth with the right funding

From SBA loans to equipment financing, we help business owners secure the capital they need to grow. One conversation, one application, and access to a network of national and regional lenders.

  • No hidden agendas. Fees are in writing before you commit.
  • Expert guidance tailored to your industry
  • A streamlined process built for faster funding

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Flexible financing tailored to your business

Loan programs

SBA Loans

Government-backed 7(a) loans from $150K to $2M with longer terms, no points, and no balloon payments.

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Business Term Loans

Conventional fixed-rate loans from $20K to $500K, one to four years to repay. Fast-track approvals in 24 to 48 hours.

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Unsecured Business Loans & Lines of Credit

Flexible capital for operating expenses and opportunities. We build your corporate credit profile and place you with the right lenders.

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Equipment Financing

Application-only leases up to $250K, middle-market to $500K, and large-ticket programs with up to 84 months to repay.

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Commercial Real Estate Financing

Loans from $250K to $10M+ for purchase, refinance, and cash-out, investor or owner-occupied, up to 90% LTV.

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Accounts Receivable Financing

Factoring and receivable lines with cash in 24 hours, no personal guarantees, and non-recourse options.

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Revenue-Based Financing

Growth capital from $50K to $1M repaid as a percentage of monthly revenue. No fixed payment, no equity dilution.

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Merchant Cash Advance

Up to $150K in under 7 days for businesses that take credit cards. Poor credit and bank turndowns are not a problem.

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Business Acquisition Financing

Purchase-price analysis and financing leveraged against the acquired company's assets and cash flow.

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Church Financing

Equipment financing for churches at every stage, with low rates and up to 60 months to repay.

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Medical Working Capital Loans

$15K to $250K for physicians, dentists, and other practitioners. 48-hour approval, funding within five days.

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Business Debt Restructuring

Refinance every equipment loan into one, often reducing payments by 30% or more.

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Fix & Flip Loans

Hard money loans from $75K to $2.5M+ for acquisition, acquisition plus rehab, and refinance.

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Securities-Based Lending

A revolving line of credit at 70 to 90% of your portfolio's value, interest only, securities stay in your name.

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Commercial Bridge Loans

Short-term financing while your bank loan closes. Approved in 24 hours, funded in 10 days or less.

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Your dedicated financial partner

Why business owners bring their funding to us

Banks are flooded with applications and quick to say no. We know exactly what each lender wants to see, we prepare your file to match, and we put it in front of the right lenders the first time. If your personal credit is part of the problem, our credit repair team works on it in parallel.

  • Approvals in as little as 24 to 48 hours on several programs
  • Programs for start-ups, damaged credit, and hard-to-place deals
  • Corporate credit building so the next loan is easier
  • Offices in El Paso, San Antonio, and Dallas; nationwide programs

Business funding questions

What do I need to start?

A free strategy call. Bring a rough idea of how much you need, what it is for, how long the business has been open, and your approximate annual revenue. For most programs we then request bank statements and, depending on the loan, financial statements or tax returns.

Can I get business funding with bad personal credit?

Often, yes. Equipment financing has a second-chance program, merchant cash advances look at card volume rather than credit, and accounts receivable financing is based on your invoices. We can also repair your personal credit while the application is in process.

How fast can a business loan fund?

Fast-track term loans and cash advances can fund in three to seven days. Application-only equipment leases approve in 24 hours. SBA and commercial real estate loans take longer because of underwriting.

Do you charge to look at my situation?

No. Strategy calls are free and confidential. Any packaging or lender fees are disclosed in writing before you commit.

Let's find the perfect loan for your business

Take the first step toward securing your business's future. Our strategy calls are free, confidential, and highly productive.

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