by Victor Portales | Oct 21, 2020 | Uncategorized
Since April 2020, due to the pandemic, many consumers started experiencing financial hardship. Many consumers were laid off, lost employment, or had reduced hours of work resorting to little or no income available. Nowadays, most households need two incomes on average...
by Victor Portales | Oct 12, 2020 | Uncategorized
When creditors asses your credit file, the better you are at managing different loans and lines of credit, the lower the risk you represent when applying for more credit. One of the five key factors in your credit score is your Credit Mix. This factor, which counts...
by Louie Arevalo | Oct 12, 2020 | Uncategorized
The time it takes to repair your credit can vary widely, depending on a number of factors – from how many mistakes you have to fix to what you want to accomplish once your credit is fixed. Since people often repair their credit with a specific goal in mind – like...
by Victor Portales | Oct 5, 2020 | Uncategorized
If you do not pay your creditor, credit card, or other debt, the lender may decide to send your file to a collection agency. A collection agency’s’ job is to call you and take whatever measures they decide are necessary to collect the money. They want to collect...
by Louie Arevalo | Oct 5, 2020 | Uncategorized
Yes, if you have a repossession in your credit history you have a few options to remove this negative item from your credit report. You could try to remove the repossession yourself, or you could hire a professional credit repair company to help remove the negative...
by Victor Portales | Sep 29, 2020 | Uncategorized
New credit takes up 10% of your overall credit file. When deciding whether to pay cash or finance, it is important to take into consideration your short- and long-term credit goals. Applying for new credit will definitely put a ding on your points for several reasons....
