Is COVID19 Affecting Your Credit?

Is COVID19 Affecting Your Credit?

Since April 2020, due to the pandemic, many consumers started experiencing financial hardship. Many consumers were laid off, lost employment, or had reduced hours of work resorting to little or no income available. Nowadays, most households need two incomes on average...
Credit Mix???

Credit Mix???

When creditors asses your credit file, the better you are at managing different loans and lines of credit, the lower the risk you represent when applying for more credit. One of the five key factors in your credit score is your Credit Mix. This factor, which counts...
How Long Does Credit Repair Take?

How Long Does Credit Repair Take?

The time it takes to repair your credit can vary widely, depending on a number of factors – from how many mistakes you have to fix to what you want to accomplish once your credit is fixed. Since people often repair their credit with a specific goal in mind – like...
Should I Pay My Collection Accounts?

Should I Pay My Collection Accounts?

If you do not pay your creditor, credit card, or other debt, the lender may decide to send your file to a collection agency. A collection agency’s’ job is to call you and take whatever measures they decide are necessary to collect the money. They want to collect...