by Diane Gomez | Apr 1, 2020 | Uncategorized
The new Corona virus stimulus packet will allow Americans to withdraw from their 401k penalty free and here is why you shouldn’t do that to pay off loans or credit cards. The $2 trillion stimulus package, also known as the Corona Aid, Relief and Economic Security Act...
by Louie Arevalo | Mar 31, 2020 | Uncategorized
As a potential recession lurks, traditional banks and other financial institutions are tightening the reins on loans to households with shaky credit. Access to credit is being tightened as the corona virus forces mass shutdowns nationwide and around the world. Tens of...
by Diane Gomez | Mar 24, 2020 | Uncategorized
Here at Credit Services of America we like to educate our clients on different ways they can start building their credit and improving their score. One of ways we recommend doing this is by obtaining a secured credit card. Opening a secured card is simple. You will...
by Diane Gomez | Mar 17, 2020 | Uncategorized
There are 3 main factors as to why credit history is so important 1. It increases your chances of getting approved for credit. 2. The better your credit history is the more advantage you’ll have at discounts and lower interest rates. 3. Good credit helps you with not...
by Louie Arevalo | Mar 16, 2020 | Uncategorized
It depends on exactly what you are seeking to accomplish. There are several different types of loans; autos, mortgage or revolving such as credit cards or lines of credit. When you reach the excellent credit score category you can enjoy lower rates usually followed by...
by Diane Gomez | Mar 10, 2020 | Uncategorized
Many people don’t know or understand how their credit score is calculated which can lead to not understanding why their credit score is where its at. You can be a person with no collection accounts, no late payments and still have a poor credit score. There are...
