The Credit Repair Guide: your path to better credit

A 10-page, plain-English guide from our certified counselors. Learn how your credit report is built, which items can legally be disputed, and the habits that raise a score and keep it there.

• How the three bureaus score you, and why the numbers differ
• What you can dispute, what you cannot, and how the process works
• The five factors that move your score and what to do about each
• How to spot credit repair scams before they cost you money