Business loans

Equipment financing and leasing

From application-only approvals in 24 hours to large-ticket leases, with programs for start-ups, damaged credit, and government agencies.

Types of leases we offer

  • Application only, up to $250,000. No financial statements necessary. Approvals in as little as 24 hours.
  • Middle market, up to $500,000. Approvals usually in three to five days.
  • Large ticket, over $500,000. Structured financing with terms up to 84 months.

These programs are built for companies established two years or more, with excellent rates and up to 84 months to repay.

Sale and leaseback

Need working capital for expansion without touching your bank lines? We can use the equity in your existing equipment. We buy the equipment and lease it back to you; when the payments are complete, you own it again.

Start-up program

Most lenders will not finance a company that is just going into business. If your company is new or under two years old, this program finances the equipment you need to get established.

B, C, and D credit

Many businesses, and their owners, took credit damage in hard years. Our second-chance program structures financing to help those companies rebuild. Pair it with credit repair for the owner’s personal file.

Government and municipal leasing

We provide lease financing to government and municipal entities, with the rate set by the agency’s rating. Examples include federal agencies, the armed services, state agencies, public schools, police and fire departments, and libraries. We can finance any state or federally controlled entity.

Looking for construction equipment specifically? The same programs apply. Contact us and a finance specialist will discuss your needs and arrange the financing your company requires.