Credit repair in Irving and Dallas, TX
Dedicated to the Dallas metro. The Irving team offers the complete range of services, from debt consolidation and secured credit cards to credit repair, with strategies to reduce monthly payments and improve your credit.
- Licensed & bondedTexas CSO License #2012-0007
- 10+ yearsServing Texas since 2010
- 5.0 stars on GoogleEl Paso main office, 90+ reviews
- BBB Rating0 complaints in 3 years
Office details
Address
4425 W Airport Fwy, Suite 454
Irving, TX 75062
Phone
844-349-8727
Manager
Mike Galvan
Getting here
Just north of DFW Airport on W Airport Freeway, easy to reach from I-35E and TX-114, with Las Colinas dining and the Toyota Music Factory minutes away.
Hours (Central Time)
| Monday | 8:00 AM to 5:00 PM |
|---|---|
| Tuesday | 8:00 AM to 5:00 PM |
| Wednesday | 8:00 AM to 5:00 PM |
| Thursday | 8:00 AM to 5:00 PM |
| Friday | 8:00 AM to 5:00 PM |
| Saturday | 8:00 AM to 5:00 PM |
| Sunday | Closed |
Consultations by phone or video are available for clients anywhere in the United States.
Free consultation
A certified counselor at the Irving office will review your reports and explain your options.
Credit repair for the Dallas-Fort Worth area
Our Irving office sits on W Airport Freeway, just north of DFW Airport and easy to reach from I-35E and TX-114. It serves clients across the Dallas metro, including Irving, Las Colinas, Dallas, Grand Prairie, Arlington, Farmers Branch, Garland, and Plano.
Dallas-area clients come to us for things like qualifying for a mortgage, getting out from under credit card and personal loan debt, or cleaning up collections and late payments before applying for a car or apartment. We start with a free review of all three credit reports and tell you plainly which items can be challenged.
If you have more debt than you can comfortably pay, our debt management program can combine eligible unsecured debts into one monthly payment, with our negotiators working with creditors on interest and balances. Clients elsewhere in DFW, including Fort Worth, can work with us entirely by phone or video.
How it works
- Free consultation. Meet at our Irving office by appointment, or by phone or video from anywhere in DFW.
- Review your three reports. We go through Equifax, Experian, and TransUnion with you and mark every item worth challenging.
- Build your plan. Credit repair, debt management, or both, with the price in writing before anything starts.
- Track your progress. Your counselor reviews each round with you, and the client portal shows your results as they come in.
Credit and debt management services in Irving
Credit Repair
Disputes with all three bureaus, creditor interventions, and a dedicated credit coach for every client.
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Debt Management
We negotiate with creditors to reduce balances and interest, and consolidate everything into one payment you can afford.
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Credit Counseling
Expert one-on-one advice on budgeting, debt, and credit habits, with a written action plan you can follow.
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Credit Monitoring
Real-time alerts on changes to your reports, three-bureau monitoring, and identity theft protection in your client portal.
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Secured Credit Cards
A refundable deposit becomes your credit line. Use it lightly, pay on time, and watch positive history build at all three bureaus.
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Business Loans
SBA loans, term loans, equipment financing, and lines of credit for Irving business owners.
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What our clients say
Read reviews from real clients of this office, or leave your own. Our El Paso main office is rated 5.0 stars on Google.
Proudly serving Dallas Metro
- Irving
- Dallas
- Las Colinas
- Grand Prairie
- Arlington
- Farmers Branch
- Garland
- Highland Park
- University Park
- Plano
What clients say about Credit Services of America
★★★★★
"Great company, recommend 100%. Nine months with the credit services and my credit has changed up to 75%. Melinda is great and very helpful."
★★★★★
"Mr. Chris and Abraham are amazing people. They made me feel welcome, are straightforward, and answered all my questions before I even asked."
★★★★★
"Mr. Howard was very detailed and knowledgeable. He was quick to answer my questions and helped me accomplish my goals. Definitely recommend, 10/10."
Credit repair in Irving: common questions
Do you serve Dallas and Fort Worth?
Yes. Our office is in Irving, near DFW Airport, and we serve clients across the Dallas-Fort Worth area in person, by phone, or by video.
Do you offer debt consolidation in Dallas?
We offer debt management. Eligible unsecured debts, like credit cards, personal loans, and collections, go into one program with one monthly payment, and our negotiators work with each creditor to lower interest and, in many cases, the balance to settle.
How much does credit repair cost in Irving and Dallas?
Pricing depends on what is on your reports and what you want to accomplish. After a free consultation, you get your price in writing before anything starts. As federal and Texas law require, we do not charge for credit repair work before it has been performed.
Do I have to come to the office?
No. You can meet us at 4425 W Airport Fwy, Suite 454, by appointment, or handle everything by phone or video.
How long does credit repair take?
Each dispute round takes 30 to 45 days while the credit bureaus investigate, and most files need two or three rounds. Your counselor tracks every round, explains what came back, and plans the next step.
Can you remove accurate negative items?
No. No company can lawfully remove accurate, verifiable information. We dispute items that are inaccurate, incomplete, or cannot be verified, and we work with creditors on goodwill requests, debt validation, and settlements.
Helpful reading
Ready to take control of your credit?
Book a free consultation with a certified credit counselor. We review your reports, explain your options, and build a plan you can actually follow.