Credit repair in El Paso, TX
Our flagship office. Whether you want to raise your score, explore debt relief, or build a personal financial plan, the El Paso team handles the full range of credit repair and debt management services in person.
- Licensed & bondedTexas CSO License #2012-0007
- 10+ yearsServing Texas since 2010
- 5.0 stars on GoogleEl Paso main office, 90+ reviews
- BBB Rating0 complaints in 3 years
Office details
Address
6416 Gateway Blvd E
El Paso, TX 79905
Phone
844-349-8727
Manager
Mike Galvan
Getting here
Located on Gateway Blvd East between Walmart and Costco, right off I-10 and easy to reach from anywhere in El Paso. Plenty of parking, with shopping and restaurants nearby.
Hours (Mountain Time)
| Monday | 8:00 AM to 5:00 PM |
|---|---|
| Tuesday | 8:00 AM to 5:00 PM |
| Wednesday | 8:00 AM to 5:00 PM |
| Thursday | 8:00 AM to 5:00 PM |
| Friday | 8:00 AM to 5:00 PM |
| Saturday | 8:00 AM to 5:00 PM |
| Sunday | Closed |
Consultations by phone or video are available for clients anywhere in the United States.
Free consultation
A certified counselor at the El Paso office will review your reports and explain your options.
Local credit repair from an El Paso team
Credit Services of America started in El Paso, and our main office is still here on Gateway Blvd East, between Walmart and Costco off I-10. When you work with us, you work with counselors who live here and sit down with you in person.
Our El Paso team serves clients in English and Spanish. Whether you are trying to qualify for a home on the Westside, refinance a car loan, or get collections under control, we start by reading your three credit reports with you, line by line, and telling you what can be fixed and what cannot.
We also work with service members and military families from Fort Bliss, and with clients across the region, including Horizon City, Socorro, Canutillo, Sunland Park, Santa Teresa, and Las Cruces. If you cannot make it to the office, everything can be done by phone or video.
How it works
- Free consultation. Meet at the Gateway Blvd East office, or by phone or video, in English or Spanish.
- Review your three reports. We go through Equifax, Experian, and TransUnion with you and mark every item worth challenging.
- Disputes and creditor work. We dispute inaccurate items with the bureaus and work directly with creditors and collectors.
- Track your progress. Your counselor reviews each round with you, and the client portal shows your results as they come in.
Credit and debt management services in El Paso
Credit Repair
Disputes with all three bureaus, creditor interventions, and a dedicated credit coach for every client.
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Debt Management
We negotiate with creditors to reduce balances and interest, and consolidate everything into one payment you can afford.
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Credit Counseling
Expert one-on-one advice on budgeting, debt, and credit habits, with a written action plan you can follow.
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Credit Monitoring
Real-time alerts on changes to your reports, three-bureau monitoring, and identity theft protection in your client portal.
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Secured Credit Cards
A refundable deposit becomes your credit line. Use it lightly, pay on time, and watch positive history build at all three bureaus.
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Business Loans
SBA loans, term loans, equipment financing, and lines of credit for El Paso business owners.
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What our clients say
Read reviews from real clients of this office, or leave your own. Our El Paso main office is rated 5.0 stars on Google.
Proudly serving El Paso Metro
- Central El Paso
- East El Paso
- Far East El Paso
- West El Paso
- Northeast El Paso
- Montwood
- Horizon City
- Socorro
- San Elizario
- Canutillo
- Anthony
- Fabens
- Clint
- Sunland Park, NM
- Santa Teresa, NM
- Las Cruces, NM
- Fort Bliss
What clients say about Credit Services of America
★★★★★
"Great company, recommend 100%. Nine months with the credit services and my credit has changed up to 75%. Melinda is great and very helpful."
★★★★★
"Mr. Chris and Abraham are amazing people. They made me feel welcome, are straightforward, and answered all my questions before I even asked."
★★★★★
"Mr. Howard was very detailed and knowledgeable. He was quick to answer my questions and helped me accomplish my goals. Definitely recommend, 10/10."
Credit repair in El Paso: common questions
How much does credit repair cost in El Paso?
Pricing depends on what is on your reports and what you want to accomplish. After a free consultation, you get your price in writing before anything starts. As federal and Texas law require, we do not charge for credit repair work before it has been performed.
Can I get help in Spanish?
Yes. Our El Paso team serves clients in English and Spanish, in the office, by phone, or by video.
Do I have to come to the office?
No. You are welcome at our office at 6416 Gateway Blvd E, but you can also do your consultation and every step after it by phone or video.
Do you work with Fort Bliss service members?
Yes. We work with active-duty service members, veterans, and military families from Fort Bliss, in person or by phone.
How long does credit repair take?
Each dispute round takes 30 to 45 days while the credit bureaus investigate, and most files need two or three rounds. Your counselor tracks every round, explains what came back, and plans the next step.
Can you remove accurate negative items?
No. No company can lawfully remove accurate, verifiable information. We dispute items that are inaccurate, incomplete, or cannot be verified, and we work with creditors on goodwill requests, debt validation, and settlements.
Helpful reading
Ready to take control of your credit?
Book a free consultation with a certified credit counselor. We review your reports, explain your options, and build a plan you can actually follow.